Disclaimer

Last Updated: February 19, 2026

The information provided on InsureSavingsGuide (https://insuresavingsguide.com/) is published in good faith and intended for general informational and educational purposes only. By accessing and using this Site, you acknowledge and agree to the terms of this Disclaimer.

Not Professional Advice

The content on this website is not intended to be, and must not be construed as, professional insurance advice, financial advice, legal advice, tax advice, medical advice, or any other form of professional counsel. Our articles, guides, comparisons, tips, and other materials are written to help consumers develop a general understanding of insurance topics. They are not a substitute for the advice of a qualified, licensed professional who can evaluate your specific circumstances.

You should always consult with a licensed insurance agent, broker, financial advisor, attorney, or other qualified professional before making any decisions about purchasing, modifying, canceling, or otherwise changing your insurance coverage or making any financial decisions. Never disregard or delay seeking professional advice because of something you have read on this website.

No Insurance Licensing

InsureSavingsGuide and its owners, operators, writers, editors, and contributors are not licensed insurance agents, brokers, adjusters, underwriters, actuaries, or financial advisors in any state or jurisdiction. We do not sell insurance policies or products of any kind. We do not provide personalized insurance quotes or rate comparisons tailored to your individual situation. We do not bind, issue, modify, or cancel insurance coverage. We do not process, manage, or assist with insurance claims. We do not act as intermediaries, referral agents, or representatives of any insurance company, agency, or brokerage. Any information presented on this Site about specific insurance companies, products, or services is based on publicly available information and our independent research. It does not reflect any business relationship, partnership, or endorsement arrangement with those companies unless explicitly stated.

Accuracy of Information

While we strive to provide accurate, current, and well-researched information, the insurance industry is inherently complex and subject to constant change. Rates, premiums, coverage options, policy terms, provider availability, underwriting guidelines, regulations, and laws vary by state, county, and municipality and change frequently without notice. We make no representations, warranties, or guarantees, express or implied, regarding the accuracy, completeness, reliability, timeliness, suitability, or availability of any information published on this Site.

Information that was accurate at the time of publication may become outdated or incorrect as market conditions, regulations, and provider offerings change. We update our content periodically but cannot guarantee that every article reflects the most current information at all times. You are responsible for independently verifying any information found on this Site before relying on it for any purpose.

Savings Estimates and Financial Claims

Any savings estimates, cost projections, average figures, statistical claims, or financial illustrations mentioned on this Site are based on general industry data and publicly available research, third-party studies and reports, reader-reported savings data (self-reported and unverified), our own independent research and calculations, and hypothetical examples for educational purposes. These figures are approximations presented for illustrative purposes only. Your actual savings, costs, premiums, and financial outcomes will vary significantly based on your individual circumstances, including but not limited to your geographic location, age, gender, marital status, driving record, claims history, credit history, health status, coverage needs, chosen insurance provider, and many other personal factors. We do not guarantee any specific savings amount, premium reduction, rate, or financial outcome.

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Affiliate relationships currently or previously maintained by this Site may include insurance comparison websites and quote services, insurance company direct referral programs, financial product and service providers, advertising networks including Google AdSense, and other relevant product and service providers. These affiliate relationships help fund the operation of this website and the creation of free educational content for our readers. However, the presence of affiliate links does not influence our editorial content, opinions, recommendations, or the topics we choose to cover. We maintain complete editorial independence in our published content. We only recommend or link to products and services that we believe provide genuine value to our readers.

Advertising Disclosure

This Site may display third-party advertisements served through advertising networks such as Google AdSense and other programmatic advertising platforms. These advertisements are selected and served by the advertising networks based on various factors including your browsing history, interests, demographics, and geographic location. The appearance of any advertisement on this Site does not constitute our endorsement, recommendation, or approval of the advertised product, service, company, or claims made in the advertisement. We do not control the content of third-party advertisements and are not responsible for any claims, offers, or representations made in those advertisements. If you choose to interact with an advertisement, you do so at your own risk and should review the advertiser's own terms, privacy policy, and disclaimers.

Third-Party Links and Resources

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Errors and Omissions

Despite our best efforts, our content may contain typographical errors, factual inaccuracies, outdated information, or omissions. We reserve the right to correct any errors, inaccuracies, or omissions and to change or update information at any time without prior notice. We do not undertake any obligation to update, amend, or clarify information on the Site except as required by law. No information on the Site should be interpreted as an obligation for us to update such information in the future.

Testimonials and Reader Reports

Any testimonials, reader success stories, case studies, or user-reported results featured on this Site represent individual experiences and outcomes. These results are not typical, are not guaranteed, and should not be interpreted as a promise or guarantee that you will achieve similar results. Individual outcomes depend on numerous personal factors that vary from person to person. We do not independently verify reader-reported savings figures or testimonials unless explicitly stated.

Health and Medical Information

To the extent that any content on this Site touches on health insurance, medical coverage, or health-related topics, such information is provided for general educational purposes only and is not intended to be a substitute for professional medical advice, diagnosis, or treatment. Always seek the advice of your physician or other qualified healthcare provider with any questions you may have regarding a medical condition, treatment, or health insurance coverage for medical services.

Use at Your Own Risk

Your use of this Site and your reliance on any information provided on this Site is solely at your own risk. InsureSavingsGuide, its owners, operators, employees, contributors, and affiliates shall not be held liable for any losses, injuries, damages, costs, or expenses of any kind arising from your use of or reliance on any information, content, products, or services available on or through this Site.

Changes to This Disclaimer

We reserve the right to modify, update, or replace this Disclaimer at any time without prior notice. Changes are effective immediately upon posting to this page. We will update the "Last Updated" date at the top of this page when changes are made. Your continued use of the Site after any modifications constitutes your acceptance of the revised Disclaimer. We encourage you to review this page periodically.

Contact

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