Privacy Policy
Last Updated: February 19, 2026
InsureSavingsGuide ("we," "us," or "our") operates the website https://insuresavingsguide.com/ (the "Site"). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our Site. Please read this policy carefully. By using the Site, you agree to the collection and use of information in accordance with this policy.
Information We Collect
Information You Provide Voluntarily
We may collect personal information that you voluntarily provide to us when you contact us through our website, subscribe to our newsletter, leave comments on articles, or otherwise communicate with us. This information may include your name, email address, and any other details you choose to share in your message or submission.
Information Collected Automatically
When you access our Site, certain information is collected automatically by our servers and third-party services. This includes your IP address, browser type and version, operating system, referring URLs and exit pages, pages viewed and time spent on each page, date and time of your visit, clickstream data and navigation paths, device type and screen resolution, and general geographic location based on IP address. This information is collected through server log files, cookies, web beacons, and similar tracking technologies. It is used to analyze trends, administer the Site, understand how visitors use our content, and improve the overall user experience.
Cookies and Tracking Technologies
Cookies are small text files stored on your device when you visit a website. We use cookies and similar technologies for several purposes.
Strictly Necessary Cookies. These are required for the basic functionality of our Site, such as remembering your preferences, maintaining your session, and enabling security features. The Site cannot function properly without these cookies.
Analytics Cookies. We use analytics services, which may include Google Analytics, to collect anonymous information about how visitors interact with our Site. These cookies help us understand which pages are most popular, how long visitors stay, where visitors come from, and how visitors navigate through the Site. Google Analytics uses cookies to collect this information. The data collected is aggregated and anonymous. You can opt out of Google Analytics tracking by installing the Google Analytics Opt-out Browser Add-on, available at tools.google.com/dlpage/gaoptout.
Advertising Cookies. We may display third-party advertisements on our Site through services such as Google AdSense. These advertising networks may use cookies and similar technologies to serve ads based on your prior visits to our Site and other websites across the internet, measure the effectiveness of advertisements, and build a profile of your interests to show relevant ads. You can opt out of personalized advertising by visiting the Google Ads Settings page at adssettings.google.com, the Network Advertising Initiative opt-out page at optout.networkadvertising.org, or the Digital Advertising Alliance opt-out page at optout.aboutads.info.
Managing Cookies. Most web browsers allow you to control cookies through their settings. You can set your browser to refuse all cookies, delete existing cookies, or alert you when a new cookie is being set. Please note that disabling cookies may affect the functionality of certain parts of our Site. Consult your browser's help documentation for instructions on managing cookie settings.
How We Use Your Information
We use the information we collect for the following purposes: to operate, maintain, and improve our website and its content; to respond to your inquiries, comments, and requests; to send you newsletters, updates, or other communications if you have opted in to receive them; to analyze usage trends and visitor behavior to improve our Site; to detect, prevent, and address technical issues and security vulnerabilities; to personalize your experience on our Site; to comply with applicable laws, regulations, and legal processes; and to enforce our Terms of Service and other agreements.
How We Share Your Information
We do not sell, rent, or trade your personal information to third parties for their marketing purposes. We may share your information in the following limited circumstances.
Service Providers. We may share information with trusted third-party companies that perform services on our behalf, such as website hosting, email delivery, analytics, and advertising. These providers are contractually obligated to use your information only for the purposes of providing services to us and are required to maintain the confidentiality of your data.
Legal Requirements. We may disclose your information if required to do so by law, court order, subpoena, or other legal process, or if we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a government request.
Business Transfers. In the event of a merger, acquisition, reorganization, bankruptcy, or sale of all or a portion of our assets, your information may be transferred as part of that transaction. We will notify you via a prominent notice on our Site of any change in ownership or use of your personal information.
Aggregated or De-Identified Data. We may share aggregated or de-identified information that cannot reasonably be used to identify you with third parties for research, marketing, analytics, and other purposes.
Data Retention
We retain your personal information only for as long as necessary to fulfill the purposes for which it was collected, including to satisfy any legal, accounting, or reporting requirements. When we no longer need your information, we will securely delete or anonymize it. Server log data is typically retained for 90 days. Contact form submissions are retained for up to 12 months. Newsletter subscriber information is retained until you unsubscribe. Cookie data is retained according to the expiration periods set by the respective cookies.
Data Security
We implement reasonable administrative, technical, and physical security measures designed to protect your personal information from unauthorized access, disclosure, alteration, and destruction. These measures include SSL/TLS encryption for data transmitted between your browser and our servers, regular security updates and patches to our server software, access controls limiting who can view personal data, and secure hosting infrastructure with firewalls and intrusion detection. However, no method of transmission over the internet or method of electronic storage is completely secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security. You acknowledge that you provide your information at your own risk.
Your Rights and Choices
Depending on your location and applicable law, you may have certain rights regarding your personal information.
Access and Portability. You may request a copy of the personal information we hold about you in a commonly used, machine-readable format.
Correction. You may request that we correct any inaccurate or incomplete personal information we hold about you.
Deletion. You may request that we delete your personal information, subject to certain legal exceptions.
Restriction and Objection. You may request that we restrict processing of your personal information or object to processing in certain circumstances.
Withdraw Consent. Where we rely on your consent to process personal information, you may withdraw that consent at any time.
Opt Out of Marketing. You may opt out of receiving promotional communications from us by following the unsubscribe instructions in those messages or by contacting us directly.
To exercise any of these rights, please contact us through our contact page. We will respond to your request within a reasonable timeframe and in accordance with applicable law. We may need to verify your identity before processing certain requests.
California Privacy Rights
If you are a California resident, you may have additional rights under the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA). These include the right to know what personal information we collect, use, and disclose; the right to request deletion of your personal information; the right to opt out of the sale or sharing of your personal information; and the right to non-discrimination for exercising your privacy rights. We do not sell personal information as defined under the CCPA/CPRA. To submit a request under California law, please contact us through our contact page.
Children's Privacy
Our Site is not directed to children under the age of 13, and we do not knowingly collect personal information from children under 13. If we become aware that we have inadvertently collected personal information from a child under 13, we will take steps to delete that information as quickly as possible. If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately so we can take appropriate action.
Links to Third-Party Websites
Our Site may contain links to websites operated by third parties. These links are provided for your convenience and informational purposes only. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services. We strongly encourage you to review the privacy policy of every website you visit. The inclusion of a link on our Site does not imply our endorsement of the linked website.
International Users
Our Site is operated from the United States. If you are accessing our Site from outside the United States, please be aware that your information may be transferred to, stored, and processed in the United States where our servers are located. By using our Site, you consent to the transfer of your information to the United States, which may have different data protection laws than your country of residence.
Changes to This Privacy Policy
We reserve the right to update or modify this Privacy Policy at any time. When we make changes, we will revise the "Last Updated" date at the top of this page. If we make material changes to how we treat your personal information, we will provide a more prominent notice, such as a banner on our Site. Your continued use of the Site after any changes to this Privacy Policy constitutes your acceptance of the revised policy. We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information.
Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please reach out through our contact page. We will make every effort to respond to your inquiry within a reasonable timeframe.